TfP (for convenience) only in exceptional cases.

Pay (user is willing to pay)
Photography is time-consuming. To minimize this for me, the following constellation is the first choice for me:

Photographer pays model for a shoot. Model corresponds (according to prior agreement) in type, style and pose to the wishes of the photographer. The photographer receives the rights and does not have to enrich the SC of the model with pictures. And everyone is happy.

Pay (user expects to be paid)
I have a job. I don't need your money.